how often do you stand or walk under a coconut tree? not often, considering there can't be many coconut trees in town.
and how often have you actually witnessed a falling coconut? even less, i'd think.
so it's utterly unfortunate to have a coconut fall on your head, like this 60-yr-old lady in ICU now. she's recuperating from surgery for a big bleed into her brain but her recovery will not be complete for she will not fully gain control over some parts of her body.
trees are useful - they provide shade, bear fruits & make up part of a green lung in cities. heck, you can't have a tree house without a tree & where would tarzan be without one?
but the downside is that they sometimes topple on you, your car or house. & you really don't want to take shelter from one in a thunderstorm.
so watch out for the coconuts.
talk about the wrong place & the wrong time.